Investment and Funds

There’s something gratifying about saving money over time to invest to achieve a goal in the future. There are many different investments to choose from each with a potential return that can beat inflation. It is important to consider the various kinds of investments and how they can be incorporated in with your overall financial goals.

Investment and funds

A fund is a group investment in which your and other investors’ money is pooled and invested in a variety of assets. This helps spread the risk since you’re not relying on the performance of a single asset type. For instance the UK Equity Fund will consist of shares issued by various British companies.

You can also find funds that offer a variety kinds of assets, or sectors that are more specific. There’s a fund for any investor, regardless of what their level of expertise and investment timeline, or the risk tolerance.

Bond funds are a popular option for investing. They are a mixture of IOUs, or debt, typically issued by governments or corporations. They can be less volatile than stocks. They are affected by changes in interest rates and the credit rating.